Your thoughts on ‘Optimising your DB pension returns’

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* 1. For a scheme that has a surplus on a buyout, where do you believe a surplus should go?

On additional benefits for DB members

Be returned to the Employer

On contributions for (future) DC members

A combination of the above/depends on scheme’s circumstances

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* 2. For a scheme that is fully funded on a gilts only basis, what do you think would be an acceptable return target (gilts plus)?

0%

0.5%

1%

Higher

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* 3. In your opinion, what’s the most useful risk metric when setting the investment strategy for a well-funded scheme?

Value at Risk (VAR)

Scenario/stress testing

Risk of a deficit arising at any point in the future

Risk of member benefits not being paid in full

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* 4. Which have you considered for your scheme(s) – please tick all that apply

Bulk annuity

Consolidator

Run-on

It’s too early in scheme’s life to consider these options

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* 5. If there are any areas you would particularly like the panel to focus on in the session please set out your question below:

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* 6. What is your name? (optional)